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Assumptions

Interest is calculated by compounding monthly
Repayment frequency is monthly
Interest rates do not change for the life of the loan, unless you select the option ‘What if the interest rate changes’ and specify a second interest rate
If the interest rate changes (when option ‘What if the interest rate changes’ is selected), it is assumed that the bank will recalculate the Minimum Monthly Repayments accordingly and will keep the loan term unchanged
This is a model, not a prediction. Amounts and repayment periods are estimates only, actual amounts may be higher or lower
Results are based on information you have provided and do not take your personal circumstances into account. Using this calculator does not guarantee you will be eligible for a loan
It does not consider your ability to make the repayments shown. To help you consider the impact of interest rates changes, we recommend considering the impact of a 2% (or more) interest rate rise
It applies to loans where your repayment includes both interest and the gradual repayment of the amount borrowed
It is not intended to be your sole source of information when making a financial decision. You may wish to consider getting advice from a licensed personal-finance professional